Business loans and lines of credit
We prepare and submit applications for business loans and lines of credit. The bank or lender reviews the file and decides. Purchase planning support is included when the file involves a property purchase.
Services
Business Financing
We help businesses prepare the papers a bank or lender needs and submit the application on your behalf. We do not lend, hold, or move client funds. Any loan is granted by the institution directly to you.
Business Funding Loan Brokerage
We assess the business's funding needs, prepare the funding package, and submit applications to banks and lenders on the client's behalf, then follow up until the file is approved or declined. The client contracts and receives funds directly from the lender. Our fee is for time and services paid by the client. We never lend, take deposits, or hold or move client funds, and we do not guarantee approval, rates, or timing. Any compensation received from a lender or partner is disclosed to the client in writing.
Business plans and projections
We prepare business plans and financial projections that accompany a bank loan application.
SME and development bank programs
We help prepare and submit applications to SME and development bank programs. Each program sets its own rules. Approval is never guaranteed.
Business bank account applications
We help prepare and submit applications to open a business bank account. The bank decides whether to open the account.
Cash flow planning
We help organize cash flow planning for the application file so a bank can see how the business expects to operate.
Del Este Financial is an independent, fee-based consulting and advisory firm. We are not a bank, lender or securities broker or adviser, we do not lend money, take deposits, or hold client funds, and we do not guarantee loan approval, rates or returns. Loans are granted by the banks and institutions directly to the client. Fees are for our time and services only.