Legal
Privacy policy
Last updated September 2026. This note explains how Del Este Financial handles information on this website.
Who we are
Del Este Financial is a fee-only consulting firm based in La Romana, Dominican Republic. It does not lend, hold client funds, or give investment advice. This policy covers information handled through delestefinancial.com and related pages on this site.
Information we collect
When you ask a question on the site, we may receive your name, email, phone number, area of interest, and the note you write. When you create an account, we store your name, email, and a hashed password. If you open a service file, we also store the service you pick, intake answers (amount sought, purpose, country of residence, timeline), identification fields (full legal name, date of birth, nationality, country of residence, address, ID type and number, tax ID, occupation, employer, and contact details), company and beneficial-owner fields when the file is for a business, AML answers (source of funds, source of wealth, purpose of financing, expected origin country, politically exposed person declaration, sanctions or adverse legal matters declaration, and a typed truthfulness declaration), consent records, document files you upload (including a source of funds supporting document), and desk notes. Owner-side review notes and an audit log of KYC and AML checks are stored for the desk only. If you are signed in when you send a question, that request can be saved to your account file.
How we use information
We use this information to respond to questions, open and track services on your account, prepare application files for lenders who may require it, and operate the firm desk. Documents are stored privately and are downloaded only through signed-in routes. We do not sell your information. We do not use advertising trackers on this site. We do not run automated sanctions or PEP screening on this site. Any screening recorded on the desk is a manual note by the owner.
KYC and AML on this site
Identification and AML questions are collected so the desk can prepare a file that lenders may ask for. Del Este Financial is a fee-only consulting firm. It does not lend, hold funds, or give investment advice. This page does not state that a specific Dominican AML or data-protection statute applies to the firm. Counsel should confirm what must be collected, how long it is kept, and how it may be shared. See the owner lawyer questions list in the repository.
Accounts and sessions
Signed-in clients receive an httpOnly session cookie named def_session for up to 14 days. Firm desk access uses a separate httpOnly cookie named def_desk for up to 12 hours. Passwords are stored with a one-way hash. Session tokens are stored as hashes.
Questions that are not signed in
If you send a question while you are not signed in, the notes stay in your browser and are not saved to an account on our servers until you sign in and submit again while authenticated.
How long we keep information
Account and service records are kept while the account is active and for as long as needed to manage the relationship. The KYC and AML retention period is a labeled placeholder until Dominican counsel confirms the term. The current desk label is: Retention period: placeholder for DR counsel to confirm. This is not a legal term. You may ask us to close an account or remove information that is no longer required, subject to what counsel later confirms we must keep.
Sharing
We may share information with banks or lenders you choose only after you give consent, and only as needed to submit an application or file you have asked us to handle. Lenders may require identification and AML answers as part of their own process. Any credit decision remains with that bank or lender. This privacy note is for the owner and his lawyer to review before the site goes live.
Contact
For privacy questions, email us through the form on the home page or write to the La Romana desk. We will review requests to access, correct, or delete personal information where applicable.